Here is a card made totally out of scraps that were laying on the top of my table. It is a very simple card, but will work very well for my brothers, who tend to look at a birthday card, think "Cool, Trudy remembered my birthday," then check to see if there is any $$$ in it, and toss it in the trash. LOL!!! They DO like that I make them personally though, so something like this works quite well.
The stamp set is TACs "Little Cupcake" set in the recent Serendpity. The paper is DCWV and some from my stash.